Instant Loan

How it Works

Easy Application

Apply 100% online in just a few simple steps.

Instant Decisions

Get loan offers that fit your needs and lifestyle.

Receive Your Funds

Receive funds directly deposited into your account.


Getting a loan option has never been easier

No hassle, free quotes from the comfort of home

No Fees To Apply

Apply online, it costs nothing to compare options!

Hassle Free

There is no paperwork in the process of requesting funds!

Obligation Free

You're not obligated to a loan offer and are free to make your own decisions!


Frequent Questions

How Does Loan Today Work?

Loan Today functions as a personalized loan matchmaking service, diligently working to align your application specifics with a compatible lender ready to extend a loan to you. Our commitment to providing this valuable service comes at no cost to our applying customers. As a testament to our dedication, we may receive a commission from lenders as a token of appreciation for facilitating successful customer connections.

Is there a Cost to Apply?

At Loan Today, there is no associated cost for submitting a loan request. We are pleased to inform you that utilizing our service to initiate loan requests is entirely obligation-free."

How Much Can I Get?

At Loan Today, we understand that financial needs vary from person to person. That's why we offer a flexible borrowing range to accommodate your unique requirements. You can borrow any amount between $250 and $3,000 through our secure platform. Our commitment to your financial well-being extends to ensuring that your borrowing experience is not only convenient but also safe and secure.

How Long Does it take?

At Loan Today, we understand the importance of quick access to funds when you need them most. You can receive instant loan quotes online through our platform. Moreover, once you've completed the necessary steps, the money can be deposited directly into your bank account in as little as 24 hours, and in some cases, even on the very same day. We prioritize efficiency and convenience to ensure your financial needs are met promptly.

Is my information secure?

Absolutely, your privacy and data security are paramount to us. At Loan Today, we take every precaution to safeguard your personal and financial information. Your data is processed with the highest level of encryption, ensuring that your details are kept confidential and protected throughout the application process. Rest assured that your trust in us is well-placed, and we prioritize the security of your information.

Consider your options

Important Information

APR Disclosure

Loan Today operates as a loan connection service and doesn't act as a direct lender. Consequently, we don't have direct control over the exact APR (Annual Percentage Rate) you'll receive. The APR we display is based on data provided by our diverse network of lending partners. Qualified borrowers can typically access loan APR rates ranging from a minimum of 4.95% to a maximum of 35.99%. Loan repayment terms can vary, with a minimum of 61 days and a maximum of 48 months. It's important to keep in mind that the specific loan amount, APR, and repayment duration you're offered will depend on factors like your creditworthiness, your state of residence, and the particular lender or lending partner you select.

While some providers do offer APR rates as low as 4.95%, it's essential to note that these exceptionally low rates are typically available to a select group of eligible customers. The table provided below offers sample rates for informational purposes and may not accurately reflect the APRs provided by your chosen lender or lending partner. Additionally, these repayment terms pertain specifically to closed-end loan products and may not encompass the full spectrum of loan products available within our extensive network.

Loan Amount $1,000 $2,000 $5,000 $10,000
Interest Rate 24% 19% 13% 8%
Loan Term 12 Months 24 Months 48 Months 60 Months
Fee 3% 5% 8% 10%
Fee Cost $30 $100 $400 $1,000
Repayment $29.82 $100.82 $131.67 $202.28
APR 29.82% 24.12% 18.23% 9.20%
Total Payments $1,134.74 $2,419.68 $6,320.12 $12,136.80
Total Costs $164.72 $519.68 $1,720.12 $3,136.80

When embarking on a borrowing journey, it's crucial to grasp the potential ramifications if you deviate from the terms and conditions outlined in your loan agreement. Below, we outline these possible outcomes and emphasize the importance of thoroughly reviewing and comprehending the terms before making a final decision.

Late or Non-Payment

Upon accepting the terms and conditions for a personal loan, you commit to repaying the loan, inclusive of interest, within the specified timeframe stipulated in the loan agreement. Failure to fulfill this commitment, whether through late payments or non-payment, can result in additional charges. It's important to note that we, at, cannot anticipate the exact nature or extent of these supplementary charges in such circumstances. Furthermore, is not privy to the specifics of your loan agreement with your chosen lender. We strongly advise a thorough review of your lender's policies regarding late, partial, and non-payment, as we exclusively partner with trustworthy lenders who pursue the collection of overdue loan accounts in a fair and equitable manner.

Impact on Credit Score

Our lenders may conduct credit checks to assess your creditworthiness, credit history, and capacity to handle credit. By submitting your request, you consent to our lenders verifying your personal information and conducting credit checks. It's imperative to bear in mind that missing payments or making late payments can have an adverse effect on your credit score.

Collection Procedures functions solely as a loan connection service and does not participate in the debt collection process. The debt collection practices relevant to your loan will be explicitly disclosed by your lender as part of your lending agreement. Should you have inquiries regarding collection procedures, we recommend reaching out to your lender directly. Rest assured that exclusively collaborates with reputable lenders who adhere to fair and ethical collection practices.

(*) – The average time required to complete the online loan offer process, submit your details, and receive a loan offer decision, if approved, is approximately three minutes.
(**) – It's important to note that while some providers advertise APR rates as low as 4.95%, these rates are typically accessible to specific qualifying customers. The repayment terms mentioned pertain to closed-end loan products and may not encompass the full spectrum of loan products available within our network.